Scrooge
- Scrooge, a cold-hearted London moneylender, cares only for money.
- He exploits debtors, pays his clerk Bob a meager salary, never gives to charity, and hates Christmas.
- On Christmas Eve, his deceased partner Marley warns him that he must change his ways.
- The Ghost of Christmas Past shows Scrooge his happy youth and lost love, revealing the source of his bitterness.
- The Ghost of Christmas Present shows many joyful celebrations, including at Cratchits poor, but happy home.
- Scrooge sees Tiny Tim and learns he will die if he doesn’t get treatment.
- The Ghost of Christmas Future reveals that Scrooge will die alone, and shows the Cratchits’ grief over Tiny Tim's death.
- Horrified, Scrooge begs for another chance and wakes up on Christmas Day, a new man.
- He showers gifts on everyone, helps Tiny Tim get medical care, and joins Fred's Christmas celebration.
- Scrooge finally embraces the spirit of Christmas.