Winning a $5 million tax-free lottery requires a thoughtful three-part plan to ensure lasting fulfillment.

I would allocate $1 million for frivolous spending, including a luxurious European tour. 

At home, I would invest in a high-end home theater, a professional espresso machine, and a spacious gym. 

The largest portion would secure financial stability by paying off all debts and creating a diversified investment portfolio. 

I would also establish income streams through dividend investments and real estate rentals. 

The remaining money would support loved ones and fund a scholarship for underprivileged youth at a technical institute. 

This balanced approach ensures immediate joy, long-term stability, and meaningful impact.